Category Archives: change

Gen Y doesn’t care Why

Just read an article that the trading platform Robin Hood now has a 7 Billion dollar valuation. The app iti totally phone based, and you cannot manage your account via a computer as of this writing.

I had an account for a short time and actually made some money using it. The great feature is that the trading is commission free. They cover the costs by selling your information to who knows what entity, maybe they sell it to R Kelly or Woody Allen or Jeffrey Epstein(since heĀ faked his death), Citizens UnitedĀ or some other sick individual or corporation. Who knows? They won’t tell you.

One day Robinhood sent me a message that in order to continue trading I would have to provide them with some totally non financial and non tax related information. I thought to myself why the capital F do you need this information? The capitalist in me enjoyed the commission free trades but the Libertarian in me said GTFOH byotch! So I requested my account be closed.

A similar thing happened with the micro investing app Prosper. It seems unless you give these companies your underwear size they wont allow you to make a buck. You already have my social security number, name, address, age, DOB and some of my money. What else do you bastards want?

This is another precursor or indicator of the requirement to take on the mark of the beast in order to conduct commerce(See Revelations in the Bible).

Most of these apps are targeted to the Gen Y. Lets just for writing effect call them Gen YOLO. They have facial scanning, fingerprint scanning, location sharing, constant social media exposing lives. I am an old fart and happy to be so. I remember when there were no mobile phones during the 80s and early 90s. We were so free. Who knew convenience was so oppressive?

You YOLOs can go ahead and share all of your life on the digital heathcare databases. As we can see by the string of hacks at CapitalOne, Target, and even worse Equifax, no information is safe. I guess when you have 10000 online friends and are filled with anxiety and loneliness they only way to feel not so lonely is to have your guts showing on multiple screens across the world.

I say no, I say no to you YOLO culture. Stay out of my business government. Stay out of my business corporations. Heck, there’s so much surveillance but we cant catch seriously dangerous criminals. All we can do is sell people advertising and in the process cause their identity to be stolen by some guy in India or Nigeria.

But I’m just an old Cardi B fart anyways.

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Unrelated to fanance kinda.. Volvo S80 2.9 Alternator change

Just got my first European car Swiss to be exact. I have had Japanese and Korean so I am familiar with metric bolts. Never had a car over 4 cylinders until now though. I find I prefer the expendable nature of small 4 cylinder economy cars as I am so delicate with this one. Its a used Volvo S80 2.9 non-turbo. Recently the car would not stay running unless it was connected to another running vehicle. I took the battery to Autozone for a free test and it passed. Going through the forums and asking for help eventually got the alternator out for a free test and it failed. So that was the problem. The dealership wanted over $600 for the alternator and I got one from Ebay for $50 plus fees. Popped it back in and got back on the road. This is unrelated but I found the instructions on the forums to be somewhat inaccurate.

1. Disconnect the battery terminals(10mm and 12mm bolt)
2. Remove the cover from the computer box and the outer cover
3. Use a flat-head screwdriver to remove the plastic cap from the tensioner pulley.
4. Rotate the pulley nut now visible clockwise(14mm bolt)
5. Pull the belt off while releasing the tension from the belt.
6. Remove the plastic cap from the positive terminal on the alternator(13mm)
7. Remove the three bolts from the power steering pump(12mm)
8. Remove the 2 bolts that are at the top of the AC compressor(12mm)
9. Loosen the 2 bolts at the bottom of the AC compressor(12mm)
10. Remove the bolt holding the top of the alternator(12mm)
11. Remove the water hose at the end to the Radiator(7mm)
12. Remove the bolt from the dipstick hanger(10mm)
13. Pull the alternator out(hard) Be careful not to break anything while forcing it out.

Autozone will sell you a cheap alternator about $190+ without a pulley. You have to remove the pulley by spinning the bolt clockwise(i really mean clockwise)(24mm)with an impact wrench. Or a 10mm star tool with a special open ended 24mm wrench. There are 2 different amps available. 120A and 140A so have it handy when you visit the parts store.

Or just buy a used alternator on Ebay as the dealership will charge 500 for the alternator unit only. I got one from Ebay for $50, and it came with the pulley.

Also you could simply order a regulator(Bosh or Chinese generic) which comes with the brushes inside for $20 to $50. Swap out the old regulator and the alternator will act like new.

Photos pending.

Now for something more related. Buy shares in Pep Boys(PBY) hold and sell at the end of spring. The summer compels long distance trips, dates, racing, car shows, car sales. Its also income tax return time.